“Your Claim ID Is Under Process and Will Be Settled Shortly” – Meaning Explained
Many EPFO members receive an SMS or see this status message: “Your claim ID is under process and will be settled shortly.”
While it sounds reassuring, this message often creates confusion — How long is “shortly”? Is the money already sent? Should you wait or take action?
This guide explains what this status really means, what is happening inside EPFO, and exactly what you should do if the message does not change.
What Does “Under Process and Will Be Settled Shortly” Really Mean?
This message means that:
- Your PF claim has been received by EPFO.
- Initial system checks are complete.
- Final verification is still in progress.
Important: This does not mean your money has been sent yet. It only means your claim is in the final processing queue.
The Real Stage Your Claim Is In
This is the part most websites don’t explain clearly:
When you see this message, your claim is usually in one of these stages:
- Data verification – KYC, bank and service details are being checked.
- Internal approval – Claim moves to EPFO officer queue.
- Payment queue – Ready for settlement after approval.
If everything is correct, settlement happens automatically from here.
How Long Should You Actually Wait?
In most normal cases:
- Claims move forward within 2–7 working days.
- Busy EPFO offices may take slightly longer.
If your claim stays at this status for more than a week, you should check for hidden issues.
You can also read our detailed guide on PF claim pending for long time to understand long-delay scenarios.
Why PF Claims Get Stuck at “Under Process”
The most common blockers at this stage are:
- KYC verification pending
- Bank account or IFSC mismatch
- Employer approval delay
- Nomination not completed
For example, if KYC is not fully verified, the claim will never move to settlement.
Read this if you face that issue: PF claim rejected due to KYC not updated .
What You Should Do If the Status Does Not Change
Follow this simple checklist:
- Check that all KYC details show as verified.
- Confirm your bank details are correct.
- Ensure nomination is completed.
- Wait a few more working days.
If nomination is missing, EPFO blocks processing automatically. Use this guide if needed: EPFO nomination not completed .
Important Things to Remember
- This status is common and usually temporary.
- Do not submit multiple claims — it slows everything.
- Money is credited only after final settlement.
- Processing speed differs by EPFO office.
Disclaimer
This article is for informational purposes only. We are not affiliated with EPFO or any government authority. For official confirmation, always refer to the EPFO member portal.
